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Will the Government Shutdown Affect My Benefits?


Serving Rhode Island, Massachusetts, And Connecticut

What’s Happening and Why It Matters

When Congress fails to pass a spending bill, the federal government temporarily shuts down. During that time, many government employees are furloughed and certain agencies pause or slow their operations until funding is restored.

Does Government Shutdown Affect VA Disability Pay?

For older adults and veterans who rely on government programs, this kind of news can understandably raise concern. The good news is that most essential programs continue during a shutdown. Social Security and VA disability benefits are paid out in their full amounts during a government shutdown. Your monthly payments should still arrive on time and in full.

That said, a prolonged shutdown can cause delays in processing new applications, appeals, and customer service requests, since many federal offices operate with limited staff. Knowing what to expect helps you stay informed and calm while things get sorted out in Washington.

What Government Services Continue During a Shutdown? 

If you currently receive Social Security or VA disability benefits, your payments will continue without interruption during a government shutdown. These programs are funded through permanent appropriations and trust funds rather than the annual federal budget, so they are not directly affected by a lapse in government funding.

You can still apply for new Social Security benefits, request an appeal, or update your personal information such as your address or direct deposit. Online tools, including your my Social Security account, remain available for most common tasks.

Local Social Security offices also stay open, but with fewer staff members. That means you may experience longer wait times in person or by phone. Hearings with administrative law judges continue as scheduled, although response times for related paperwork may be slower.

What Government Services Could Be Delayed or Affected by a Shutdown

While payments continue, some Social Security services may be delayed during a shutdown. With reduced staffing, the agency prioritizes essential operations and temporarily pauses less critical tasks.

You may see slower processing times for new applications, appeals, or requests that require manual review. Certain services such as benefit verifications, overpayment processing, and corrections to earnings records are typically put on hold until full operations resume.

Replacement Medicare cards may also take longer to receive by mail, although you can still access and print a digital version from your my Social Security account. In short, you will continue to receive your benefits, but anything requiring personal assistance or additional review may take extra time.

How to Get Help During a Government Shutdown

The best way to avoid delays is to use online services whenever possible. Your my Social Security account allows you to request proof of income, check benefit information, update your address or banking details, and print a replacement Medicare card.

If you need to visit a Social Security office or call by phone, be prepared for longer wait times and reduced services. Patience is important since many employees are furloughed and the remaining staff are handling a higher workload.

For VA disability benefits, payments also continue. New claims and appeals may take longer to process, but the VA does maintain essential services during a shutdown. Using online portals can help track the status of your claim and reduce the need for in-person assistance.

Staying informed and planning ahead will make the process smoother until normal operations resume.

Potential Delays and What They Mean for You

A brief shutdown is mostly an inconvenience, but a longer one can cause delays in certain processes that affect future benefits. For example, the Social Security Administration depends on data from the Bureau of Labor Statistics to calculate annual cost-of-living adjustments (COLA). If the Bureau remains closed for an extended period, the release of this data and the announcement of next year’s benefit increase could be delayed.

Prolonged shutdowns can also slow the review of new disability claims and appeals, leading to longer processing times. While ongoing Social Security and VA benefit payments are protected, some administrative services may take longer than usual to resume once normal operations restart.

Understanding these possible delays can help beneficiaries and applicants plan ahead and stay informed during periods of government disruption.

Staying Informed and Managing Your Benefits

During a shutdown, the best way to avoid unnecessary stress is to stay informed and use the tools available to you. The Social Security Administration’s online portal, my Social Security, remains fully operational and allows you to check your payment status, update your information, or access benefit verification letters.

For those receiving VA benefits, updates are typically shared through the U.S. Department of Veterans Affairs website and official social media channels. Both agencies encourage beneficiaries to use online self-service options whenever possible to minimize wait times.

If you need to contact an office directly, expect longer hold times by phone and potential delays for in-person appointments. Staying patient and checking for official updates online will help you manage your benefits effectively until full government operations resume.

How a VA Benefits Lawyer Can Help

Even though Social Security and VA disability payments continue during a government shutdown, delays in processing claims, appeals, or updates can create uncertainty. That’s where a VA benefits lawyer can help.

Our Rhode Island VA Benefits lawyers can guide you through the claims and appeals process, explain your options, and help make the process run more smoothly even when agencies are operating with reduced staff. While we can’t force the government to process your claim faster, we can help you access the resources and tools available to maximize and manage your benefits efficiently.

Having experienced legal support can give you peace of mind and help protect the benefits you rely on, so you can focus on your health, family, and daily life rather than navigating complex bureaucracy.

Learn More: How a Rhode Island VA Benefits Lawyer Can Help You

McCarthy Law’s Rhode Island Legal Team Is Here to Help

If you currently receive Social Security or VA disability benefits, your payments will continue without interruption during the government shutdown. The main impact for most beneficiaries will be slower service, delayed processing for new applications or appeals, and potential postponement of the cost-of-living adjustment announcement.

While these disruptions can be frustrating, your benefits themselves remain protected. The best approach during this period is to monitor updates from official government sources, use online tools to manage your benefits, and allow extra time for any requests or paperwork to be processed once operations return to normal.

Even during a government shutdown, you can take steps to stay informed and in control of your benefits. Regularly check your my Social Security or VA online account, keep your personal information up to date, and allow extra time for any applications or requests to be processed. Staying proactive will help ensure your benefits continue smoothly until government operations return to normal.

An experienced elder law attorney or VA benefits lawyer in your area can help you determine the best strategies for processing documents and other needs during a government shutdown. Fill out the form below to learn more about how McCarthy Law can help you apply for Long-Term Services & Supports Medicaid or VA Benefits in Rhode Island.

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